How VAT Works — A Complete Guide

Value Added Tax (VAT) is a consumption tax charged at every stage of the supply chain. The final consumer ultimately bears the cost, but businesses in the chain collect and remit it. This guide explains it step by step.

The two sides: input VAT and output VAT

A VAT-registered business charges output VAT on its sales and pays input VAT on its purchases. Each VAT return, it pays the tax authority the difference. If input VAT exceeds output VAT (for example, after a large purchase or for an exporter) the business receives a refund.

The basic formulas

To add VAT to a net price:

Gross = Net × (1 + VAT rate)

To remove VAT from a gross price:

Net = Gross ÷ (1 + VAT rate)
VAT = Gross − Net

Example with 20% VAT: a net price of £100 becomes £120 gross (£100 × 1.20). A gross price of £120 contains £20 of VAT (£120 − £120/1.20).

A worked example through the supply chain

Assume a 20% VAT rate.

  1. A timber mill sells wood to a furniture maker for £100 + £20 VAT. The mill remits £20 to the tax authority.
  2. The furniture maker builds a chair and sells it to a shop for £200 + £40 VAT. It owes £40 output VAT but reclaims £20 input VAT — net payment £20.
  3. The shop sells the chair to a consumer for £300 + £60 VAT. Output £60, input £40, net payment £20.
  4. Total VAT collected = £20 + £20 + £20 = £60 — exactly the VAT the consumer paid. That is the "value added" principle.

Standard, reduced and zero rates

Cross-border rules

For B2B sales between EU member states, the reverse chargeshifts the VAT obligation to the buyer. The supplier issues an invoice without VAT and the buyer self-accounts. For B2C distance sales of goods and digital services in the EU, the One Stop Shop (OSS)and Import One Stop Shop (IOSS) let a seller declare VAT for all EU countries in a single return.

Common mistakes

Next steps